I-3i2ari.com yibhizinisi lezindlu ezithengiswayo elihlinzeka ngobunikazi bezakhiwo eziyingxenye kumakhasimende alo - Ziad Cherfane

I-3i2ari.com yibhizinisi lezindlu ezithengiswayo elinikeza amakhasimende alo ubunikazi bezakhiwo obuncane - Ziad Cherfane

3i2ari.com yibhizinisi lezindlu ezithengiswayo elihlinzeka ngobunikazi bezakhiwo eziyingxenye kumakhasimende alo. Sisebenza ngokukhethekile ekuthengeni impahla yaphesheya kwezilwandle. Umbono wethu uwukwenza ukutshalwa kwezimali kwezakhiwo kufinyeleleke kubantu abaningi. Isithiyo esikhulu sokungena emakethe yezindlu nezindlu imali. Ngamagama alula, abantu abaningi abanayo imali eyanele yokuba nezindawo ezithengiswayo. Ukuze sinqobe lesi sithiyo, sinikeza amakhasimende ethu ithuba lokuba ngabanikazi bezingxenye zezakhiwo nomndeni, abangani, noma amanye amakhasimende ethu.

Amaklayenti asithinta ngefomu lethu lokuxhumana lewebhusayithi futhi asazise ngemali enkulu angathanda ukuyitshala nokuthi afuna ukuba umnikazi wendawo nomndeni kanye/noma abangani, noma angathanda yini ukuthi siwafanise nalabo abangaba abanikazi bawo. Uma sesinalo lonke ulwazi oludingekayo, sithola amakhasimende ethu indawo ephelele ehambisana nezimali zawo ezinkulu kanye nezinto ezitshaliwe (okungukuthi, indawo yokuhlala, ezohwebo njll.). Futhi voila! Akuwona kuphela amaklayenti ethu angangena emakethe yezindlu nezindlu ngemali encane. Kodwa bangajabulela ukutshala izimali ezinhlotsheni zabo zezakhiwo abazithandayo. Kungakhathaliseki ukuthi bangathanda ukuba nesitudiyo futhi basiqashise, babe nefulethi elilungele i-Airbnb, noma bathenge amasimu ezolimo noma amapulazi, futhi batshale izitshalo ezithile kuwo, bangakwenza lokho nabo. Ngaphezu kwalokho, sinikeza amakhasimende ethu ithuba le-3i2ari lokuphatha ukutshalwa kwezimali kwawo ngenkokhelo ethile. Lokhu kusho ukuthi singabaphathela izakhiwo zabo, njengokuqashisa, ukuqoqwa kwerenti nokunakekelwa. Sakhe nesakhiwo sokuvota, esivumela abanikazi bendawo ukuthi benze noma yiziphi izinqumo ezihlobene nendawo. Kwezinye izimo ngokwesibonelo, omunye wabanikazi angathanda ukuhlala endaweni isikhathi esithile. Noma omunye umnikazi osebenzisana naye unombono omuhle wokutshala imali wale ndawo. Banganquma ukuthi benzeni ngezakhiwo zabo ngokusekelwe ekuvoteni. Lokhu kuhambisana nedokhumenti yomthetho esayinwa ngumnikazi oyedwa ngamunye lapho ethenga amasheya akhe endawo, lapho bevumelana khona ngesakhiwo sokuvota esizosetshenziswa ekuthathweni kwezinqumo eziphathelene nempahla esikhathini esizayo.

Yini Ehlukanisa i-3i2ari.com kwamanye Amabhizinisi Okuthengisa Amasheya Ezindlu

Sithole ukuthi kwinani elikhulu labathandi bezindlu ezithengiswayo, lolu hlobo lobunikazi luthakazelisa kakhulu kunokuthenga amasheya ngolunye uhlelo lokusebenza lwezindlu ezithengiswayo. Ukuthenga amasheya kuzinhlelo zokusebenza zezindlu ezithengiswayo kufana nokutshala imali ezitokweni zezabelo noma ezimakethe zezimali zangaphandle. Iwuhlobo lokuqagela lokutshalwa kwezimali olunganikezi umtshali-zimali ithuba lokuba ngumnikazi wempahla ebonakalayo. Amaklayenti akhangwa kithi awuhlobo lwabatshalizimali abangathanda ukuba nempahla ebonakalayo eduze. Abanye banezinhlelo zesikhathi esizayo zokuzithengela impahla kubanikazi abahlanganyela nabo, kuyilapho abanye benemibono yokutshala izimali ngezakhiwo zabo. Isibonelo, iqembu labangane lingase libe nentshisekelo yokuba nekotishi ogwini lolwandle. Bangathanda ukuyiqashisa ku-Airbnb izikhathi ezithile zonyaka futhi benze imbuyiselo yanyanga zonke, kuyilapho bezijabulisa futhi behlala kuyo ngezinye izikhathi. Bangakwenza lokho nathi, baqale ngemali encane. Ngaphezu kwalokho, sithole ukuthi amaphesenti amakhulu kakhulu amaklayenti ethu aphesheya, angathanda ukuba nekotishi eLebanon. Uhlelo lwabo luwukuhlala kulo ngesikhathi bevakashele eLebanon (ikakhulukazi ehlobo). Futhi ngesikhathi bengekho, basicela ukuthi sibaqashele futhi sibaphathele izakhiwo ezingenisa imbuyiselo yanyanga zonke ngenkathi bephesheya kwezilwandle.

Enye yezinsizakalo zethu ukutholwa kwempahla yaphesheya kwezilwandle. Umqedazwe we-COVID-19 ube nomthelela wawo emnothweni futhi ngenxa yalokho ezimakethe zezindlu nomhlaba wonke. Ngokwesibonelo, eLebanon izintengo zezindlu ezithengiswayo zehle ezindaweni ezithile ngo-300%. Iningi labatshalizimali bamazwe ngamazwe lalibheke emakethe yezindlu yaseLebanon. Babefuna ukuthenga idiphu kodwa bengenazo izindlela zokwenza lokho. Sikuxazulule lokho ngokubanikeza ithuba lokuqedela inqubo yomthetho yobunikazi bezakhiwo obuvela phesheya kwezilwandle. Ikakhulukazi, ama-diaspora aseLebanon e-United States, eCanada naseBrazil akha iningi lamakhasimende ethu aphesheya kwezilwandle.

Umfanekiso 1: 3i2ari.com amasevisi.

Mayelana Nomnikazi we-3i2ari.com

Ngingumcwaningi ku-aeronautics. Ngachitha iminyaka emine e-United Kingdom lapho ngaphothula khona i-Master of Science kanye ne-Master of Research in aeronautical engineering e-Imperial College London futhi ngaqashwa futhi ukuze ngiqhube ucwaningo mayelana ne-wing tip vortices. Ekuqaleni kobhubhane lwe-COVID-19 ngathuthela eLebanon, izwe lakithi, njengoba amacala e-UK ayenyuka ngamanani abengalindelekile. Ngaleso sikhathi, ngangisebenza ukude ne-Imperial College London ekushicilelweni kwe-American Institute of Aeronautics and Astronautics, futhi ngabona ithuba emakethe yezindlu. Ngaleso sikhathi, amanani ayehla kakhulu ngenkathi izimali ze-fiat zazinombono oyingozi futhi amabhange aseLebhanon ayehlulekile. Ngakho-ke akuwona kuphela amanani ezindlu ezithengiswayo ehle kakhulu obekuyithuba elihle lokuthenga idiphu, kodwa umbono wasebhange oyingozi kanye nezilinganiso zezikweletu ezingezinhle (isilinganiso sesikweletu sikaMoody sasiyi-C futhi i-S&P sasingu-D) sinikeze abantu isisusa esinamandla sokutshala imali abayitholayo. ababekuma-akhawunti abo asebhange.

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Inselele enkulu engabhekana nayo kwakuwukuqalisa ngezindleko eziphansi. Ibhizinisi lami lidinga abameli ekubhalisweni kwezakhiwo nakwezinye izici ezingokomthetho ezihilelekile ebunikazini bendawo obuyingxenyana. Bengingafuni ukuqasha abameli kusenesikhathi ukuze nginciphise izindleko zokwethulwa ngangokunokwenzeka. Ngakho, ngashayela inkampani yabameli ngabanikeza ubudlelwano becala necala. Lokho kusho ukuthi, ngokubhaliswa kwesakhiwo ngasinye, inkontileka, nanoma yimuphi omunye umbhalo wezomthetho noma umsebenzi, bathola inani lemali elinqunyiwe. Ngakho-ke, bengingeke ngibeke engcupheni noma iyiphi imali. Abameli bami bayakhokhelwa uma amaklayenti enquma ukuthenga indawo. Ngaphezu kwalokho, ukuze ngisindise ezindlekweni zokuqasha, nganginenqubomgomo ye-aphoyintimenti kuphela. Ngakho-ke, lapho amaklayenti enza inqubo yethu eku-inthanethi, futhi enquma ukuthenga indawo sawanika isikhathi sokubonana enkampanini yethu yezomthetho esizakwethu futhi sakhokhela inkampani yabameli imali yokuqasha ihhovisi enkampanini yabo usuku olulodwa. Izindleko eziyinhloko zesibili kwaba ukuqasha ama-broker. Ukunqamulela lokho futhi, ngithinte nabathengi abasebenza ngokuzimela (ama-freelancers) futhi ngabanikeza lokhu okulandelayo: uthola ukuthumela izakhiwo zakho kuwebhusayithi yenkampani yami futhi endaweni ngayinye edayisiwe sizokukhokhisa kuphela ikhomishini engu-0.5%, okungaba izindleko zokugcina iwebhusayithi yethu kanye nokumaketha izakhiwo. Ngakho-ke kwakungadingeki nje ukuthi ngikhokhele ama-broker kodwa ngengeza enkomishini yenkampani yami engu-2.5% evela kumakhasimende ethu ngithole ikhomishini engu-0.5% evela kubadayisi okuhlanganisa isamba sekhomishini engu-3% yendawo ngayinye ethengisiwe. Izindleko ezinkulu zokugcina bekungukwakha iwebhusayithi yenkampani. Ngibe nolwazi oluhle kakhulu lokubhala amakhodi kusuka emsebenzini wami wezemfundo ku-aeronautics. Kodwa hhayi ekwakheni amawebhusayithi. Okuhlangenwe nakho kwami ​​​​kwakusekhompyutheni yokusebenza okuphezulu okusho ukusetshenziswa kwalokho okubizwa ngokuthi ama-super computers ukuxazulula izinkinga zekhompyutha ezithuthukisiwe. Ngakho-ke, ngathatha isifundo se-inthanethi sokwakha amawebhusayithi endaweni ethile futhi ngazakhela iwebhusayithi ngokwami. Izindleko zizonke zokuqalisa ibhizinisi lami beziphansi ngokumangalisayo. Bekucishe kube yi-50 USD kuphela okuyizindleko zokuthenga igama lesizinda sewebhusayithi nokuyisingatha.

Umfanekiso 2: Esinye sezikhangiso ze-3i2ari's social media https://www.instagram.com/3i2ari/.

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Ngibe nenhlanhla ngethula ibhizinisi lami ngesikhathi esifanele lapho umbono webhange wawungaqiniseki futhi amanani ezindlu nemizi ehle kakhulu. Lelo bekuyithuba elihle neliyivelakancane lebhizinisi lami. Inhlanganisela enjalo yezilinganiso zezikweletu ezimbi kanye nokwehla okukhulu kwezintengo zezindlu ezithengiswayo ngokuvamile kwenzeka kuyaqabukela futhi kubangelwa izehlakalo ezinkulu, kulokhu okwakuwubhubhane lwe-COVID-19. Ukwengeza kulokho, ukusungula kwethu ubunikazi bezakhiwo eziyingxenye kusinikeze ukufinyelela kuhlu olubanzi lwamakhasimende kunezinkampani ezivamile zezindlu ezithengiswayo. Lelo thuba njengamanje liyatholakala kwamanye amazwe, okusinika ugqozi olukhulu lokunwebeka. Sixhumana nabantu abanolwazi nabanentshisekelo abangaba amakhandidethi ahle kwabangaba ozakwethu baphesheya kwezilwandle. Sibahlinzeka ngewebhusayithi eklanyelwe izindlu ezithengiswayo, kanye nokufinyelela kubameli bethu mahhala, kuyilapho sihlanganyela nabo ikhomishini yokuthengisa.

Iseluleko Sokusungula Amabhizinisi Athuthukile

Iseluleko sami kunoma ubani oqala ibhizinisi elisha futhi ikakhulukazi kulabo abasungula ibhizinisi, ukuthi angagxili kakhulu emigomeni. Kufanele uqale endaweni ethile futhi uthole izinto ngesikhathi senqubo. Amabhizinisi amasha abhekana nokuningi okungaziwa njengoba ngencazelo, akekho owenza ibhizinisi elifanayo ncamashi ngaphambili. Ngakho-ke, azikho izinsiza eziningi zokufunda kuzo. Lokhu kuvame ukwethusa abantu abaningi ekusebenziseni imibono yabo. Uma ungathola izindlela ezihlakaniphile zokunciphisa izindleko zakho futhi wethule umbono webhizinisi lakho ngesabelomali esiphusile, vele uhambe uyowufuna. Kodwa ngesikhathi esifanayo yiba nokuguquguquka okwanele ukuze uguqule futhi uvumelanise imodeli yebhizinisi lakho nalokho okudingwa yimakethe. Ngiqhuba amabhizinisi amabili ngenkathi ngenza i-PhD ku-Aeroacoustics enyuvesi ephezulu yobunjiniyela yaseCanada. Ngabe bengizogcizelela ngokweqile izithiyo ngabe angizange ngiqale noma yiliphi ibhizinisi lami. Ukukhathazeka kwami ​​okuyinhloko ngokwesibonelo kwakuwukuphatha isikhathi. Kodwa ngisebenze ngendlela yami ngokwakha amaqembu afanele ebhizinisini lami ngalinye, futhi konke kwahamba kahle.

U-Anastasia Filipenko ungudokotela wezengqondo wezempilo nokuphila kahle, udokotela wesikhumba kanye nombhali ozisebenzelayo. Uvamise ukuhlanganisa ubuhle nokunakekelwa kwesikhumba, izitayela zokudla nokudla, ezempilo nokuqina kanye nobudlelwano. Uma engazami imikhiqizo emisha yokunakekelwa kwesikhumba, uzomthola ethatha ikilasi lokuhamba ngebhayisikili, enza i-yoga, efunda epaki, noma ezama iresiphi entsha.

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