How to Feel Better/What You Can Do If You Are Concerned for Their Financial Future at The Moment

Set Financial goals

Frankly, setting financial goals is one of the best ways to improve your financial situation at the moment and create a path to a satisfying financial future. With financial goals, it is super easy to focus on things that matter to you the most rather than spending money on anything.

Embrace Budgeting

Take this from me, creating a budget and sticking to it is not tricky as it sounds. When you create a budget and stick to it, you are more likely to spend your money healthily.

Know Your Total Dept

If you ask me, knowing your total debt is a vital step, especially if you want to get out of debt. When you know the total amount you owe others, there is a good chance you will be motivated to create a repayment plan.

Save

As a money expert, I strongly believe people get the concept of saving wrong. Most people don’t use the SMART criteria when setting saving goals.Because any goal set out of the SMART criteria is unrealistic, chances of achieving it are always lower.

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Ieva Kubiliute

Psychologist and a Sex and Relationships Advisor at shopgiejo.com

Ieva Kubiliute is a psychologist and a sex and relationships advisor and a freelance writer. She's also a consultant to several health and wellness brands. While Ieva specialises in covering wellness topics ranging from fitness and nutrition, to mental wellbeing, sex and relationships and health conditions, she has written across a diverse range of lifestyle topics, including beauty and travel. Career highlights so far include: luxury spa-hopping in Spain and joining an £18k-a-year London gym. Someone’s got to do it! When she’s not typing away at her desk—or interviewing experts and case studies, Ieva winds down with yoga, a good movie and great skincare (affordable of course, there’s little she doesn’t know about budget beauty). Things that bring her endless joy: digital detoxes, oat milk lattes and long country walks (and sometimes jogs).

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